Terms of Use
Last Modified: April 23, 2026
Use and Consent
Please read these Terms and Conditions of Use (hereinafter "Terms and Conditions") carefully and in their entirety before using wellnessinactions.com (hereinafter "Website") or purchasing any of our digital products, courses, or services.
These Terms and Conditions are entered into by and between Wellness In Actions, LLC (hereinafter "we," "our," "us") and you.
As a user of our Website or purchaser of our products or services, you agree to these Terms and Conditions. Your use of our Website or purchase of any product or service constitutes your voluntary acceptance to be bound by these terms, whether you have read them or have had the opportunity to read them and have chosen not to.
This Website and all products and services offered herein are not intended for persons under the age of 18. If you are under the age of 18, you may not use this Website or purchase any of our products or services.
Privacy Policy
We respect your privacy and permit you to control the treatment of your personal information. Please review our Privacy Policy, which is incorporated by reference into these Terms and Conditions.
Scope of Services and Licensure Status
Dr. Ericka Rutledge is a licensed clinical psychologist (Health Service Provider) in the State of Missouri, practicing through Wellness In Actions, LLC.
Wellness In Actions, LLC offers two distinct categories of services:
• Clinical psychological services (psychotherapy and clinical consultation), which are offered only to established clients under a separate clinical services agreement and informed consent, through a HIPAA-compliant clinical platform that is separate from this Website; and
• Educational, consulting, and speaking services — including digital products, online courses, workshops, webinars, keynote speaking, corporate trainings, and non-clinical consultations — which are offered through this Website.
These Terms and Conditions govern only the educational, consulting, and speaking services offered through this Website. They do not apply to clinical psychological services, which are governed by a separate clinical services agreement and informed consent signed prior to the start of clinical services.
Your use of this Website, subscription to our email list, purchase of a digital product or course, or participation in a non-clinical consultation, workshop, or speaking engagement does not constitute the practice of clinical psychology or psychotherapy and does not create a therapist-client, psychologist-patient, or any other healthcare provider relationship.
A clinical therapeutic relationship with Dr. Rutledge is established only after a prospective client completes a separate clinical intake process and signs a written informed consent and clinical services agreement outside of this Website. If you are seeking clinical psychological services and Dr. Rutledge's practice is currently accepting new clients, please contact us directly to inquire about the separate intake process.
The educational, consulting, and speaking services offered through this Website are not a substitute for clinical care, are not therapy, and are not billable to insurance.
Medical, Psychological, and Psychiatric Disclaimer
You understand and agree that this Website and our products and services are intended to provide information and education and are not intended as medical, psychological, or psychiatric advice. Our content is not intended to provide diagnosis, treatment, prevention, cure, or guarantee.
The information provided is not a substitute for professional medical, psychological, or psychiatric advice, diagnosis, or treatment for your individual condition and circumstance. You should consult with a licensed and/or registered health care professional about your individual condition and circumstance.
You should always consult with a licensed and/or registered health care professional before making any health, mental health, or dietary changes or beginning any exercise program. If you are pregnant, nursing, or have any medical or mental health condition, you should follow the supervision of a licensed and/or registered health care professional.
Do not stop taking any prescribed medications or disregard or delay seeking medical or mental health advice based on any information contained on this Website, in our products or courses, in our emails, or in our consultations.
If you are experiencing a mental health emergency or crisis, please call 911, go to the nearest emergency room, or contact the 988 Suicide and Crisis Lifeline by dialing or texting 988.
No Guarantee of Results
You understand and agree that our Website, products, and services are intended to provide information and education to assist you in working toward your goals. Your success depends entirely on your personal circumstances, effort, motivation, consistency, and individual capacity. There are no guarantees of any kind regarding specific outcomes, including but not limited to outcomes related to wellness, stress, burnout recovery, personal growth, business results, or income.
Payments
The details of each digital product, course, consultation, or other service — including description, cost, and payment terms — are as reflected on the corresponding sales page, checkout page, or service agreement at the time of purchase.
You understand and agree that you are financially responsible for all purchases made by you or a third party acting on your behalf.
We use third-party payment processors (currently Stripe and PayPal) to process payments. If payment cannot be charged to your credit card or your charge is returned for any reason, including chargeback, we reserve the right to either suspend or terminate your access to the product or service, thereby terminating these Terms and Conditions and all of our obligations hereunder.
It is your responsibility to notify Wellness In Actions, LLC if your credit card has changed or expired and to make appropriate changes, or your access to the product or service may be suspended or terminated.
We reserve the right to refer collection of any outstanding balance to an attorney or collections agency. If your outstanding balance is referred to an attorney or collections agency, you shall pay all reasonable attorney's fees or collections agency fees.
Our third-party payment processors may have privacy policies and terms that differ from ours. We have no liability for the independent policies of our third-party payment processors. You are encouraged to review those policies directly.
Refunds
Due to the extensive time, effort, and immediate access involved in our digital products, online courses, and 1:1 consultations, all sales are final. We do not offer refunds.
By completing a purchase, you acknowledge and agree to this no-refund policy. If you are unsure whether a particular product or service is right for you, please contact us at info@wellnessinactions.com before purchasing.
We do not tolerate or accept chargebacks from your credit card company. If a chargeback is initiated, we reserve the right to pursue collection of the disputed amount and any associated fees.
Intellectual Property and Permitted Use
The materials contained on our Website and within our digital products, courses, and services — including but not limited to written content, workbooks, handouts, videos, audio recordings, slides, photos, graphics, frameworks (including "Relax. Relate. Release." and "The Dr. Rutledge Resilience Roadmap"), designs, and other files — are the proprietary property of Wellness In Actions, LLC and are protected by United States intellectual property laws.
We grant you a limited, non-exclusive, non-transferable license to view, download, and use the content of our Website and any digital products you purchase solely for your personal, non-commercial use. The rights granted to you constitute a license and not a transfer of title. You may not share the cost of any product or the product itself with any third party, and you may not share your login credentials with any third party for any reason.
You agree not to copy, republish, frame, transmit, modify, rent, lease, loan, sell, assign, distribute, license, sublicense, reverse engineer, or create derivative works based on our Website, our products, or our services, except as expressly authorized herein.
You agree that you will not use our products or services to create a competing product or service.
Social media sharing of Website content through our approved sharing plug-ins is permitted and constitutes a limited license to republish content with full credit to Wellness In Actions, LLC.
Nothing contained on our Website or within our products constitutes a license to use our trademarks, service marks, or logos or those of any third party. Unauthorized use of our intellectual property constitutes theft, and we reserve the right to prosecute to the fullest extent of the law.
Your License to Us
When you submit any post, comment, testimonial, image, or other content through our Website, email, social media pages, or any platform we maintain ("User Content"), you grant us a perpetual, non-exclusive, royalty-free, worldwide license to copy, reproduce, distribute, transfer, display, perform, and create derivative works from such User Content in any and all media or formats for advertising, marketing, or other lawful purposes.
You retain the right to remove your User Content at any time. If you remove it, the license expires prospectively, but we retain the license to the extent that the User Content has already been incorporated into our advertising, marketing, or content.
User Limitations
You agree that you will not post, transmit, upload, or otherwise make available any User Content that is:
• Harmful, threatening, defamatory, abusive, harassing, obscene, vulgar, hateful, pornographic, or otherwise objectionable;
• Advocates or encourages conduct that could constitute a criminal offense, give rise to civil liability, or otherwise violate any applicable local, state, national, or foreign law or regulation; or
• Advertises or otherwise solicits funds or is a solicitation for goods or services.
You agree to use this Website and our products and services for lawful purposes only and agree not to violate or attempt to violate any security features, including but not limited to:
• Accessing content or data not intended for you, or logging onto a server or account that you are not authorized to access;
• Attempting to probe, scan, or test the vulnerability of our Website or any associated system or network, or to breach security or authentication measures;
• Interfering with service to any user, host, or network, including by means of submitting a virus, overloading, "flooding," "spamming," "mail bombing," or "crashing";
• Using our Website to send unsolicited email;
• Attempting to modify, reverse-engineer, decompile, disassemble, or otherwise reduce any source code used in our Website or products.
Any violation of system or network security may subject you to civil and/or criminal liability. We intend to cooperate fully with law enforcement in the investigation of any such violation.
Testimonials
Our Website, marketing materials, and content may feature testimonials from time to time. While these testimonials reflect the real experiences and honest opinions of past clients, customers, or participants, they are examples only and are not a guarantee that you will have the same, similar, or better experience.
No Formal Endorsements
Any reference or link to any other company, event, service, or product on our Website, blog, emails, or within our products does not guarantee your success or satisfaction with and is not an endorsement of said company, event, service, or product. You must use your own judgment to determine whether any such offering is beneficial to you. We shall have no liability should you choose to make a purchase from a referenced third party and become dissatisfied, and you agree to indemnify and hold us harmless should this occur.
Affiliate Disclosure
We may choose to provide affiliate links to products or services that we believe align with our work. You understand that we may receive financial compensation or other payment as a result of your purchase through an affiliate link, at no additional cost to you. You must use your own judgment to determine whether to make a purchase, and we shall have no liability should you become dissatisfied. You agree to indemnify and hold us harmless should this occur.
Third-Party Links
From time to time, we may provide links to third-party websites. These links are provided for your information only and are not an endorsement. We are not responsible for the content, availability, or accuracy of any third-party website, and we make no warranty regarding third-party content. By clicking on a link to a third-party website, you do so of your own discretion and at your own risk.
Third-party websites may collect or share your personal information. Their privacy policies and terms may differ from ours, and we encourage you to review them.
No Warranty and Limitation of Liability
The information provided on our Website and within our products and services is believed accurate when made. However, we do not warrant or represent that such information is or will always be current, accurate, or complete. You agree that we are not responsible for any errors or omissions in our content.
The use of our Website, products, or services is done at your own discretion and risk, and you agree that you will be solely responsible for any damage to your computer system, loss of data, or other harm that results. We assume no liability for any virus or similar software code that may be downloaded from our Website or products.
THE INFORMATION AND SERVICES ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.
YOU AGREE THAT IN NO EVENT, INCLUDING WITHOUT LIMITATION NEGLIGENCE, SHALL WELLNESS IN ACTIONS, LLC AND ITS SUBSIDIARIES, AFFILIATES, AGENTS, OFFICERS, DIRECTORS, EMPLOYEES, OR PARTNERS BE LIABLE TO YOU OR ANY THIRD PARTY IN ANY WAY FOR DAMAGES OF ANY KIND INCLUDING, BUT NOT LIMITED TO, INDIRECT, INCIDENTAL, CONSEQUENTIAL, PUNITIVE, AND/OR SPECIAL DAMAGES, INCLUDING WITHOUT LIMITATION THOSE ARISING FROM THE USE OF OR INABILITY TO USE OUR WEBSITE, PRODUCTS, OR SERVICES; THE STATEMENTS OR ACTIONS OF ANY THIRD PARTY; ANY DEALINGS WITH VENDORS OR OTHER THIRD PARTIES; ANY UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA; ANY FAILURE TO STORE OR LOSS OF DATA, FILES, OR OTHER CONTENT; OR ANY LOSS INCURRED BY YOU OR YOUR BUSINESS INCLUDING BUT NOT LIMITED TO LOSS OF CLIENTS, LOSS OF GOODWILL, LOSS OF INCOME OR REVENUE, OR ANY OTHER LOSS OR DAMAGE OF ANY KIND.
WELLNESS IN ACTIONS, LLC'S CUMULATIVE LIABILITY FOR ANY LOSS OR DAMAGE TO YOU OR OTHERS ARISING OUT OF OR RELATING TO THESE TERMS AND CONDITIONS SHALL NOT EXCEED FIVE HUNDRED DOLLARS ($500 USD).
We expressly exclude any liability to the fullest extent of the law. By using our Website, products, or services, you agree to this limitation of liability and release Wellness In Actions, LLC from any and all claims.
Indemnification
You agree at all times to defend, hold harmless, and indemnify Wellness In Actions, LLC and its subsidiaries, affiliates, agents, officers, directors, employees, or partners from any claim, demand, cause of action, including attorney's fees and costs, arising from your use of our Website, products, or services, as well as any third-party claims of any kind arising from your actions in relation to our Website, products, or services (including any User Content you submit, post, or transmit).
Should we be required to defend ourselves in any action directly or indirectly involving you, you agree to provide any documents, testimony, evidence, or other information we deem useful to us free of charge.
Termination
We reserve the right to terminate your access to our Website, our products, or our services, in full or in part, at any time for any reason, including for any breach of these Terms and Conditions.
Upon termination, any license granted to you immediately ceases. You shall immediately cease use of the product or service and destroy any copies in your possession.
Notices
To You: We may provide any notice to you under these Terms and Conditions by sending a message to the email address you provide. It is your responsibility to keep your email address current.
To Us: You may provide any notice to us under these Terms and Conditions by sending a message to info@wellnessinactions.com.
Dispute Resolution and Jurisdiction
These Terms and Conditions shall be governed and construed according to the laws of the State of Missouri, without regard to conflict of laws principles. The nearest state and federal court to St. Louis, Missouri shall have exclusive jurisdiction over any case or controversy arising from your use of our Website, products, or services.
By using our Website, products, or services, you submit to the exclusive jurisdiction and venue of these courts and waive any defense of forum non conveniens.
In the event that Wellness In Actions, LLC must make a claim for any breach of these Terms and Conditions by negotiation, litigation, mediation, or arbitration, we shall be entitled to recover attorney's fees and costs.
Severability
If any provision of these Terms and Conditions shall be declared unenforceable or invalid, all remaining provisions shall remain in full force and effect.
No Assignment
These Terms and Conditions are not assignable, delegable, sublicensable, or otherwise transferable by you. Any assignment, delegation, sublicense, or transfer by you is null and void.
Waivers
No failure to exercise and no delay in exercising any right, remedy, or power under these Terms and Conditions shall operate as a waiver thereof.
Modification of Terms and Conditions
We reserve the right, in our sole discretion, to change, modify, add, or delete portions of these Terms and Conditions at any time without notice, and it is your responsibility to review these Terms and Conditions for any changes. Such changes are effective immediately upon posting. Your continued use of our Website, products, or services following any change(s) constitutes your agreement and acceptance of the revised Terms and Conditions.
We recommend that you check these Terms and Conditions when you visit our Website to be sure that you are aware of our most current policies.
Questions or Concerns
If you have any questions or concerns about these Terms and Conditions, please contact us at:
Wellness In Actions, LLC